Open a U.S. Bank Account and apply for a U.S. Credit card before you arrive in States using your passport & visa.

Student Friendly Account - Left, Right & Center.

Get a credit card without the SSN

Start building credit from the get-go

Having a good credit score makes life easier & cheaper in the US. It impacts everything from your cell phone plan to your apartment lease, your car loan to your insurance.✅ No Credit History or SSN Required
✅ 0% APR for 15 Months (First-List Offer)*
✅ No Foreign Transaction Fees
✅ Awesome Rewards Program
✅ No Annual Fee

**Automatic savings every time you spend or receive money **

Create Saving-Vaults for the things you want

Don't just aspire, achieve! Be it the sneakers you like, an iPhone or a Skydiving Adventure - we will help you master your money.

Unlock new levels as you evolve

Achieve your goals & be rewarded for it

Every time you achieve your financial goal - get rewards, cashbacks, surprises & more!

Real-Life Tried & Tested Tips curated from the best in personal finance

Learn the 101's of the US Financial System

You will learn about the U.S. Banking System, Credit Building, Power of Compounding, Investment Opportunities and Personal finance to name a few topics.

International & Peer-to-Peer Transfers

Easy Money Transfers

No currency exchange or mark up fees, no hidden charges or service fees on International remittances - Just real FX rates. Also, send money to your U.S. friends within seconds for free.

What is elyt?

Banking that gives you an equal footing

Elyt's is a cross-border Fintech that helps International Students prepare for their financial life in the U.S. by equipping them with right financial tools and educating them on financial literacy, in turn giving them a chance to start their life on an equal footing.Currently Elyt Serves: Indian students who are migrating to United States or have already migrated. We let students apply for a US Bank Account and US Credit Card from India, with minimum documentation and zero application fees.

No more CRY-PTIC coupon codes and ‘better luck’ scratch cards

**Up to 10% Cashback & 15K+ Merchants

From the brands you love - on, around and away from campus.

Sign-up on the First-List Now!

First 5000 Members get an Elyt metal card

By joining the First-List you agree to our Privacy Policy.

*ELYT is a financial technology company & not a bank or lender. All Banking services & products are provided by our Banking Partner; Member FDIC.The FDIC – short for Federal Deposit Insurance Corporation – is an independent agency of the United States government that protects against the loss of insured deposits if an FDIC insured bank fails. It is backed by the full faith and credit of the United States government. Since the FDIC began in 1934, no depositor has ever lost a penny of FDIC insured funds. FDIC insurance covers funds in deposit accounts up to $250,000 per depositor.

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